Every citizen in the U.S. is entitled to check the information listed with ALL 3 of the major credit bureaus shown below each ONE time per year.

To do this, you go to www.annualcreditreport.com
Here’s a few tips. Each of the three agencies will try to tempt you with the chance to try to pay extra to see your credit score while you are viewing your free report. I do not recommend this because it is not the FICO score that all the lenders use to judge you. What they will be selling you for about $5 more is their own in-house score which no lenders even use. All lenders use the FICO which is a proprietary goof-ball rating system by the Fair Issac Corp.

You can check your FICO aka ”I love debt score” here: www.myfico.com

Credit Reporting Agencies

Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
1-800-685-1111
www.equifax.com

Experian (formerly TRW)
P.O. Box 2104
Allen, TX 75013-0949
1-888-397-3742
www.experian.com

Trans Union Corporation
760 W. Sproul Road
Springfield, PA 19064-0390
1-800-888-4213
www.tuc.com


Eliminate the Junk Mail Credit and Insurance Offers:
  1. Credit Bureaus: 1-888-5-OPTOUT or www.optoutprescreen.com
  2. Direct Marketing Assn: www.the-dma.org/consumers/offmailinglist.html
  3. Stop Telemarketing Calls: www.donotcall.gov

Living Will, Last Will & Testament, Power of Attorney, Etc..
http://www.uslegalforms.com/